Together, We'll Find the Right Mortgage For You
Banks and private mortgage companies are called retail or direct lenders. They lend their own money and have their own respectful place in the financial industry. They both provide a service for specific clientele who’s financial situation fits neatly into their preset parameters or guidelines.
However, if your unique situation doesn’t quite fit into their sometimes inflexible guidelines, chances are good that you’ll need to start over again looking for another lender, who hopefully might have guidelines that work for you.
That’s where my being a mortgage broker becomes helpful to you.
As a broker I connect borrowers with the right wholesale lenders that have guidelines that fit the borrowers unique needs, giving them actual choices. I work with over 150 wholesale, residential and commercial lenders. All institutions have their own set of guidelines, and each offers varying degrees of lending flexibility for unique borrower scenarios such as yours.
Work together with me and take advantage of choices and options that are largely not available at banks and private mortgage companies.
As an added bonus, in addition to offering you choices and options, the interest rate a borrower can get by working with a broker is often better than when working with a retail or direct lender.
Home Buyers Guide
PRO TIP: Get Preapproved for your mortgage FIRST! Be prepared to home shop by getting Preapproved for your mortgage as your very first step, BEFORE even thinking about selecting a Real Estate Agent, (REA).
You need a Preapproval Letter before the REA can show you any homes.
During Preapproval, we’ll verify exactly what your safe purchase limit is. We’ll work out your monthly payment according to your financial situation so you’ll know in advance without guessing.
Pre-approval Application
Clicking on the button below takes you to a secure Login Registration page. Fill in that form and go right to the secure Preapproval application.