Home
About Me
MORTGAGE PAYMENT CALCULATOR
Physician Loans
Million Dollar Mortgage Facts
- Luxury Home Loans
Client Resources
- Glossary
Mortgage Pre-Approval
- Current Mortgage Interest Rate
FAQ
Contact
Upscale Towns

Home
About Me
MORTGAGE PAYMENT CALCULATOR
Physician Loans
Million Dollar Mortgage Facts
- Luxury Home Loans
Client Resources
- Glossary
Mortgage Pre-Approval
- Current Mortgage Interest Rate
FAQ
Contact
Upscale Towns

MORTGAGE PAYMENT CALCULATOR

Home>
MORTGAGE PAYMENT CALCULATOR

Choose the right Luxury loan For You, Right Now!

Mortgage Loan Originator

Joe Bechtold, Licensed Mortgage Loan Originator (broker) maintains a remote office located in Wheaton, IL 60187 630-456-2368 NMLS # 2079403

NMLS License Verification site: www.nmlsconsumeraccess.org/

CORPORATE SPONSOR:

Joe Bechtold, an Independent Mortgage Broker is sponsored by: Edge Home Finance Corporation NMLS# 891464
5868 Baker Rd., Minnetonka, MN 55345 ph. 763-219-8484

Edge Home Finance is proud and humbled to have earned the position of being the #1 VA lender in the US while also maintaining an A+ rating with the BBB.

© Copyright 2025 LuxuryHome.Loans

Privacy Policy

This Privacy Policy governs the manner in which Edge Home Finance Corporation collects, uses, maintains and discloses information collected from users (each, a “User”) of the https://edgehomefinance.com website (“Site”).

This privacy policy applies to the Site and all products and services offered by Edge Home Finance Corporation.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Edge Home Finance Corporation may collect and use Users personal information for the following purposes:

To improve customer service
Information you provide helps us respond to your customer service requests and support needs more efficiently.
To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
To improve our Site
We may use feedback you provide to improve our products and services.
We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.
To run a promotion, contest, survey or other Site feature
To send Users information they agreed to receive about topics we think will be of interest to them.
To send periodic emails
If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc.
If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Our Site is in compliance with PCI vulnerability standards in order to create as secure of an environment as possible for Users.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Compliance with children’s online privacy protection act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

Changes to this privacy policy

Edge Home Finance Corporation has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

Edge Home Finance Corporation
5868 Baker Road
Minnetonka, MN 55345

(763) 219-8484 | info@edgehomefinance.com
This document was last updated on 08/11/2025

Licensing Disclaimer & Compliance Notice

As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Joe Bechtold is licensed in the State of Illinois.

ILLINOIS

Residential Mortgage License#: MB.6761787
Approved Name: Edge Home Finance Corporation, a Delaware Corporation

REGULATOR:

Department of Financial and Professional Regulation, Division of Banking
100 W. Randolph, 9th Floor
Chicago IL 60601
Phone: (800) 532-8785

DISCLAIMER:

State Of Illinois Community Reinvestment Notice: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Edge Home Finance Corporation is a licensed mortgage broker in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

COMPLIANCE NOTICE:

To be compliant with mortgage laws and regulations, a mortgage broker’s website with an amortization calculator must include several disclaimers. These disclaimers prevent the calculator from being considered a formal loan offer and ensure consumers understand that the results are estimates and not guaranteed.

The two main federal laws that govern mortgage advertising and disclosures are the Truth in Lending Act (TILA), as implemented by Regulation Z, and the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). State laws also often have specific requirements.

Any calculator’s results are for illustrative purposes only and are not an offer to lend or a guarantee of a specific interest rate or loan. The user should not rely on the information for a financial decision, again, any calculations performed on this site are for informational and educational purposes only.

Not a Loan Offer: The results do not constitute an offer to lend or a pre-approval for a mortgage.
No Guarantee: Any displayed rates, payments, and terms are hypothetical estimates and are not guaranteed.

Transparency and Accuracy of Information

Assumptions: Assumptions may or may not be used in the calculator’s programming, such as any assumed credit score, loan-to-value ratio (LTV), or whether private mortgage insurance (PMI) is included. All results from the use of any tools provided must be independently verified.
Variable Information: The actual interest rate, APR, and or any other terms or results depend on the borrower’s personal financial situation, credit history, property type, and market conditions.
Fees and Costs: We acknowledge that the calculator(s) may not include all potential costs, such as closing costs, escrow fees for taxes and insurance, or homeowners association (HOA) fees, and that the actual monthly payment will be higher if these are not included when you use these tools and any information is added later.
Please contact the owner of this website who is a licensed Mortgage Loan Originator in the State of IL for an accurate Loan Estimate. Contact information is provided in the footer of every page.

Fair Lending and Legal Compliance

Equal Housing Opportunity: The broker promotes equal housing opportunity and does not discriminate based on race, color, religion, sex, handicap, familial status, or national origin.
Third-Party Tools: Calculator’s may be provided by a third-party. The broker is not responsible for the accuracy or content of the external or third party tool.